Consumer Credit Review reports that about 16% of Americans have bad credit, and about 11% have a bad credit score.

That means millions of Americans have bad credit scores, and if you're one of them, don't feel isolated.

We know that your credit score can go down for many reasons, such as missing a monthly payment.

Whatever the reason, a bad credit score lowers your chances of qualifying for a loan.

Also, if you qualify for a loan, the rates and terms are not as favorable as those you would get with a good credit report.

The good news is that many loan providers offer affordable loans to people with bad credit.

This post reviews the best bad credit loan providers and is a shopping guide to help you choose the best lending platform.

1. MoneyMutual 2. BadCredentials 3. RadCred 4. CashUSA 5. Personal Loan